Loans

Long-Term Loans

Get access to a long term loan that perfectly serves your individual or Business needs. Simpler, more flexible terms & conditions, longer settlement periods and appropriate financial advice make our products ideal for your long-term financial aspirations.

Biashara Loan

The safest way to boast and expand your business.A Biashara Loan addresses every monetary concern of your business including those that may arise.

Requirements

  • An active account of three months
  • Shares to be contributed on application
  • Security (colllateral )accepted
  • An existing business

Features

  • Repayment period of upto 36 Months
  • Attractive interest rate

Mapato Loan (Salary Based Loan)

This is designed to open the financial doors for our salaried members

Features

  • Repayment period of uptto 36 months
  • Guided by 2/3 rule
  • Attractive interest rate on reducing balance

Requirements

  • Current pay slip
  • Shares and guarantors/security

Msingi Loan (Farm Based Produce)

A loan facility tailored to suit the development of our farmers

Features

  • Repayment period of up to 36 months
  • Guided by 2/3 rule of your three months payments
  • Attractive interest rate s on reducing balance

Requirements

  • Less than three bonuses
  • Current pay slips
  • Three guarantees and a witness

Elimu loan

A unique product designed to embrace all needy students in primary ,secondary and college level

Features

  • Attractive interest rates
  • Repayment period of upto 24 months for college and 12 months for primary and secondary

Requirements

  • Students admission latter (stamped and signed )
  • Fee structure for the whole year (stamped and signed )
  • Shares and guarantors

Kilimo Loan

Overcome your financial challenges with a lot of ease and a smile Kickstarter tricorder scio because we listen to you and care for your projects .

Features

  • Repayment period of upto 36 months
  • Loan advances of 3 times your shares
  • Attractive interest rate on reducing balance

Requirements

  • Be a share holder
  • Dairy payout channeled through the SACCO
  • Last three months payout

Daraja Loan (Assets Financing)

Get the true value of your money and live your dream by acquiring the asset you dearly need , at trusted and friendly rates

Features

  • Repayment period of upto 60 months
  • Attractive interest rates on reducing balance

Requirements

  • Asset total value
  • Sales agreements /proforma invoice
  • Shares and guarantors/securities